- Binance launches RWUSD with a 4.2% APR on tokenized assets.
- Available through Binance, RWUSD offers a principal–protected investment.
- Compatible with USDT and USDC, assuring market stability.
Binance has successfully introduced RWUSD, a principal-protected investment product, offering up to 4.2% APR via Binance Earn, with returns benchmarked against tokenized US Treasury Bills, effective July 28, 2025.
This launch highlights Binance’s strategy to bridge digital assets with traditional finance, potentially boosting stablecoin inflows and signaling increased engagement in tokenized real-world assets among cryptocurrency investors.
Binance has announced the launch of RWUSD, a principal-protected investment product offering up to 4.2% APR. The product is introduced through Binance Earn and ties its returns to tokenized U.S. Treasury Bills and real-world assets. For more details, you can refer to Binance launches RWUSD stablecoin with 4.2% APR yield.
Binance Wealth Management manages the RWUSD product, allowing users to subscribe with USDT or USDC. Returns are distributed in RWUSD within Binance’s platform, ensuring a secure investment environment backed by prominent financial instruments. “RWUSD is a principal-guaranteed tokenized investment product, offering up to 4.2% annualized yield, paid daily to participants, and backed by tokenized US Treasury securities and other real-world assets” – Binance Announcement.
The introduction of RWUSD aims at enhancing stablecoin utilization, compelling effects on cryptocurrency markets are anticipated. Stablecoin liquidity and security measures are reinforced, as RWUSD redeems USDC consistently, appealing to risk-averse investors.
By benchmarking results to tangible financial assets, the product underscores a significant shift in decentralized finance alignment. Although RWUSD’s non-transferable status limits on-chain visibility, it enhances user confidence in traditional investment anchoring.
Historical data shows similar Binance products have previously increased stablecoin inflows without affecting volatile cryptocurrencies like ETH or BTC. The impact extends to enhancing Binance’s stablecoin-related offerings.
Financial, regulatory, and technological perspectives predict RWUSD to bolster Binance’s role in bridging DeFi with conventional finance. The approach bypasses stricter regulations, fostering a safer environment through internal accounting mechanisms.
