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Coinwy > Blog > Blockchain > NH Bank Pilots Tax Refunds via Avalanche Stablecoin
Blockchain

NH Bank Pilots Tax Refunds via Avalanche Stablecoin

Thiago Alvarez
Last updated: November 12, 2025 11:51 pm
Thiago Alvarez
Published: November 12, 2025
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NH Bank Pilots Tax Refunds via Avalanche Stablecoin
NH Bank Pilots Tax Refunds via Avalanche Stablecoin
Key Points:
  • NH NongHyup Bank initiates a stablecoin-led tax refund PoC.
  • Involves Avalanche, Fireblocks, Mastercard, and Worldpay.
  • Focuses on VAT refunds automation for foreign tourists.

NH NongHyup Bank in South Korea pilots a VAT refund system for foreign tourists using stablecoin on the Avalanche blockchain, in collaboration with Fireblocks, Mastercard, and Worldpay.

The pilot project tests blockchain’s potential to enhance tax refund efficiency, signaling digital asset innovation in banking, though market impact remains minimal without live fund integration.

South Korea’s NH NongHyup Bank is launching a pilot program utilizing a stablecoin on the Avalanche blockchain for VAT refunds. This initiative involves major industry players like Mastercard and Fireblocks, marking a step in leveraging fintech solutions for consumer value.

“This MoU marks a pivotal step for NH Bank as we strive to deliver innovative blockchain-powered services to our customers.” – Lee Seok-yong, President, NH NongHyup Bank

The pilot focuses on providing efficient VAT refunds to foreign tourists. NH NongHyup Bank, in collaboration with Avalanche, aims to demonstrate the technical and operational feasibility of using blockchain for automating financial services or processes.

This move by NH NongHyup Bank aligns with South Korea’s efforts to digitize its financial system. The involvement of institutional heavyweights reflects the potential shift towards blockchain-driven services in financial sectors, although real transactions are yet to commence.

Current regulatory frameworks facilitate such pilots under the government’s technology sandbox. The use of blockchain in tax refunds signals enhanced efficiency and reduced errors in traditional systems, potentially shaping future financial processes globally.

While the pilot does not affect live financial flows, its successful completion could influence future blockchain integration in financial systems. The AVAX token underpins this operation, showcasing its versatility in practical applications.

The collaboration sets precedence for integrating secure blockchain solutions across sectors. Past efforts by other banks lacked this level of international collaboration or direct tax refund automation, setting a new benchmark in institutional blockchain adoption.

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