- Ripple acquires Rail for $200 million, expanding payments.
- Deal expected to finalize in Q4 2025.
- Enhances global stablecoin payment infrastructure.
Ripple announced the acquisition of Toronto-based stablecoin platform Rail for $200 million, expected to close in Q4 2025, enhancing its global payment infrastructure.
The acquisition highlights Ripple’s strategic entry into stablecoin expansion, crucial for its payment network evolution, potentially increasing RLUSD and XRP stability in the digital asset market.
Ripple is set to purchase Rail, a stablecoin payments platform in Toronto, for $200 million. This acquisition will bolster Ripple’s digital asset payments infrastructure. The deal is expected to close in Q4 2025, following regulatory approval.
Ripple, led by President Monica Long, aims to use Rail’s infrastructure to support its RLUSD stablecoin. Rail, a specialist in cross-border B2B payments, facilitates international business transactions using stablecoins.
“Stablecoins are quickly becoming a cornerstone of modern finance, and with Rail, we are uniquely positioned to drive the next phase of innovation and adoption of stablecoins and blockchain in global payments. Ripple has one of the most widely used digital asset payment networks in the world, and this acquisition underscores our commitment to helping our global customer base to move money wherever and whenever they need.”
The acquisition is anticipated to impact global business payments, with Rail forecasted to handle 10% of the $36 billion B2B stablecoin market in 2025. It also strengthens Ripple’s regulated payment processing capabilities globally.
The financial landscape is set to evolve with the integration of Rail’s virtual accounts and back-office infrastructure. This may enhance digital asset liquidity and payment network efficiency, benefiting Ripple’s XRP and RLUSD.
Further, the acquisition aligns with new U.S. stablecoin regulations and aims to comply with updated SEC guidance. No regulatory comments have yet emerged from entities like the SEC or CFTC, despite its significance.
This move is reminiscent of other acquisitions in the crypto space, such as Circle’s purchase of SeedInvest. The focus is on enhancing cross-border stablecoin payments, potentially affecting XRP and RLUSD liquidity volumes positively in the market.
