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Coinwy > Blog > Crypto > Bitwise’s Forecast of Retail-Driven XRP ETF Growth
Crypto

Bitwise’s Forecast of Retail-Driven XRP ETF Growth

Thiago Alvarez
Last updated: October 31, 2025 12:31 pm
Thiago Alvarez
Published: October 31, 2025
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Bitwise's Forecast of Retail-Driven XRP ETF Growth
Bitwise's Forecast of Retail-Driven XRP ETF Growth
Key Points:
  • Bitwise’s forecast highlights retail-driven XRP ETF growth.
  • Potential $1 billion fund within months post-launch.
  • Significant whale activity signals preemptive positioning.

Bitwise’s CIO, Matt Hougan, predicts that an XRP ETF could reach $1 billion within months due to strong retail demand, amidst increased SEC filings and whale activity.

This forecast highlights a potential transformative impact on the cryptocurrency market, indicating robust participation from retail investors in XRP, contrasting recent bearish sentiment.

Bitwise’s Chief Investment Officer, Matt Hougan, anticipates an XRP ETF to quickly accrue $1 billion within months. Recent XRP ETF filings with the SEC suggest significant upcoming changes in the crypto investment landscape, particularly in retail engagement.

Hougan highlights retail enthusiasm as the primary driver, countering bearish market views. He notes the potential for XRP demand to surpass expectations, given the strong following among the XRP Army and pre-emptive activity by whales. As Matt Hougan, CIO of Bitwise, stated, “The XRP Army, with their enthusiasm, will play a pivotal role in the ETF’s success.”.

The potential ETF launch could impact retail investors significantly, given XRP’s unique community. It represents an unprecedented retail-driven shift distinct from Bitcoin ETFs, indicating a potential paradigm change in crypto asset ETFs.

Financial implications include notable whale activity, with nearly $560 million in XRP purchased alongside ETF filings. This points to strategic positioning before a market shift, influenced by ETFs broadening crypto exposure for retail and institutional players.

The regulatory status of the 20 pending SEC ETF filings remains indicative. No official announcements imply immediate approval, yet industry observers anticipate changes amid legal clarity on crypto investments.

Historical trends suggest XRP ETFs may mimic Bitcoin’s and Solana’s ETF successes. Expert analysis draws parallels to past ETF launches, underscoring expectations of significant flows not just to XRP but also to broader crypto markets.

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